Integrated Payment Platform
Our robust payments platform supports a range of compatible payments and reporting modules to deliver great flexibility and lowest total cost of ownership. It solves the bank’s mission-critical payments processing and information management challenges.
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Comprehensive payment functionality for greater efficiency and end-to-end transaction processing
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Advanced payment risk management via process transparency and access to data
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Easy integration with legacy systems, payment networks, proprietary technologies
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Best-practice security and system availability
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Innovative products that can be quickly deployed with minimal IT involvement
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Long-term technology roadmap and payments migration strategy​​​​
Enterprise Features
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Platform-independent application can be deployed on any OS. Uses Oracle database, supports RAC.
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Cluster support can be deployed in a high-available multi-node cluster.
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Applications life cycle manager maximizes uptime.
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Admin portal / web-based user interface for administration, reporting, CRM access, monitoring and configuration. Audit trail of changes.
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Configurable logging system, exception alerts by SMS, email, and/or feed.
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Built-in MIS and reporting system.
Easy Integration
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Protocol Agnostic: Can accept messages in all major protocols, and convert them to the format required by the end consumer application.
Multiple Methods: Supports multiple ways to integrate corporate clients with standard APIs, Host-to-Host, and configurable real-time feed and notifications.
Rule-based Routing: Can determine the appropriate end consumer application on pre-configured rules and dynamically created requests.Data Integrity: Can retrieve missing data in incoming messages, based on the existing message data, and append it to the message before delivery to its final destination.
Transaction Security: Handles messages in a fully secure manner by negotiating between the security assurance systems used by all integrated systems.
Service Delivery
ALLIED
ALLIED Integrated Payment Platform
Out-Of-Box Modules​
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IMPS (Immediate Payment Service)
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UPI (Unified Payments Interface)
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BBPS (Bharat Bill Payment Service)
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NETC (National Electronic Toll Collection)
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AEPS (Aadhaar Enabled Payment Service)
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E-KYC (Electronic ‘Know Your Customer’)
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Micro ATM (Financial Inclusion Solution)
Benefits to Banks​
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Rollout services quickly to stay ahead of competition: Quick go-to-market strategy and simplified entry into the digital payments ecosystem.
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Support all existing NPCI products as independent modules: IMPS, UPI, NETC, BBPS, AEPS, ECOM, NUUP, and eKYC.
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Offer unique services, viz. our patented POS-based Branch Servicing and ATM.
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Serve end-users efficiently / retain customers via latest products and satisfaction. Addresses the key needs in areas of customer acquisition, engagement, and retention.
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Open new revenue streams by offering new age banking solutions.
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Overcome infrastructural hurdles in extending services to rural / semi-urban areas.
